
	Don't forget to factor in closing costs when considering a home sale or purchase. Stonebridge Realty Group is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 4694548723 if your needs include a professional REALTOR^® experienced in the business side of buying and selling.

What closing costs should you expect?

There are certain ordinary expenses linked to closing the sale of a house. These costs are commonly split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Texas to help guide you through the deal.

Closing costs that are tied to financing (Click here for more information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually collected (Click here for more information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Click here for more information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your transaction, I'll not only work to get the very best sales price, but I'll also push for limited closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are buying real estate in Collin County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not shocked when you come to closing time. I'll be glad to look through the GFE with you, answering your questions and highlighting any estimates in question.